Lipton Coins, Fine Art and Antiques ("LCFAA," "we," "us," or "our") respects your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website, contact us, submit an item for evaluation, sell to us, purchase from us, apply to our dealer network, or otherwise communicate with us by phone, email, text message, or in person.
1. Who We Are
LCFAA is a buyer, seller, and appraiser of rare coins, fine art, jewelry, watches, silver, bullion, antiques, and related collectibles. We operate from Beverly Hills, California, and serve clients and trade partners across the United States.
2. Information We Collect
We collect the following categories of information:
- Identifiers and contact information — name, mailing address, email address, phone number, and similar identifiers you provide on our website, in person, by phone, or by mail.
- Transactional information — descriptions and photos of items you submit for evaluation or sale, purchase records, sale records, payment instructions, shipping addresses, and any authentication or grading documentation associated with a transaction.
- Business and dealer information — for dealer applicants and trade partners: legal business name, DBA, date of formation, country of origin, EIN or SSN, state sales tax number, organization type, type of business, business address, trade references, and compliance attestations.
- Identity verification and compliance information — government-issued identification, tax identification numbers, and related records collected as required by the Bank Secrecy Act ("BSA"), the USA PATRIOT Act, anti-money-laundering ("AML") regulations, applicable state precious-metals dealer laws, and Office of Foreign Assets Control ("OFAC") screening obligations.
- Payment information — bank wire details, check information, or other payment instructions necessary to fund or settle a transaction. We do not store full credit-card numbers on our servers; payment processors handle card data subject to their own policies.
- Communications — the content of emails, voicemails, text messages, web-form submissions, and notes from in-person or phone conversations.
- Website usage information — IP address, browser type, device information, referring URL, pages visited, and similar analytics data collected through cookies and similar technologies.
3. How We Collect Information
We collect information directly from you when you:
- Submit our contact, evaluation, or dealer application forms;
- Call, email, or send a text message to our office;
- Visit our Beverly Hills location for an in-person evaluation, purchase, or sale;
- Ship items to us for evaluation or sale;
- Provide identification or business documentation;
- Subscribe to updates or marketing communications.
We also collect limited information automatically through cookies, analytics, and server logs when you browse our website.
4. How We Use Information
We use the information we collect to:
- Respond to inquiries and provide evaluations and quotes;
- Negotiate, execute, fund, and document buy/sell transactions;
- Authenticate items, coordinate grading, arrange shipping, and maintain transaction records;
- Review and onboard dealer applicants, including verifying trade references and compliance attestations;
- Comply with the Bank Secrecy Act, the USA PATRIOT Act, the IRS Form 8300 cash-reporting requirements, OFAC sanctions screening, state precious-metals dealer laws, and other applicable legal obligations;
- Detect, prevent, and investigate fraud, theft, money laundering, or other unlawful activity;
- Send transactional communications by phone, email, or text (appointment confirmations, payment confirmations, shipping updates, and similar messages);
- Send marketing communications, where permitted, about upcoming events, market updates, or items that may interest you;
- Operate, secure, and improve our website and services.
5. How We Share Information
We do not sell your personal information. We share information only as described below:
- Service providers — shipping carriers, insurers, authentication and grading services (such as PCGS, NGC, PMG, CAC), payment processors, banks, accountants, attorneys, and IT vendors who process information on our behalf under confidentiality obligations.
- Trade partners — when a transaction or consignment requires it, we may share limited transactional information with counterparties.
- Government and law enforcement — to comply with subpoenas, court orders, BSA/AML reporting (including currency transaction reports and suspicious activity reports where required), IRS reporting, and other lawful requests.
- Successor entities — in connection with a merger, acquisition, financing, or sale of business assets.
- With your consent — for any other purpose disclosed to you at the time of collection.
6. Communications: Phone, Email, and Text Messaging
When you provide your phone number, email address, or other contact information, you authorize LCFAA and its authorized representatives to contact you using those channels for the purposes described in this Policy, including by phone call, voicemail, email, and SMS/MMS text message.
Message and data rates may apply to text messages. Message frequency varies based on your transactions and inquiries. You may opt out of marketing emails by following the unsubscribe instructions in any marketing message. You may opt out of marketing text messages by replying STOP to any text message; you may reply HELP for help. Even after opting out of marketing, we may continue to send you transactional or compliance-related communications.
Calls to and from our office may be recorded for quality, training, compliance, or recordkeeping purposes where permitted by law.
7. Cookies and Analytics
We use cookies and similar technologies to operate our website, remember your preferences, analyze traffic, and measure the effectiveness of our communications. You can control cookies through your browser settings; disabling cookies may affect website functionality.
8. Data Retention
We retain personal information for as long as needed to provide our services and to satisfy our legal and regulatory obligations. BSA, IRS, and state precious-metals dealer recordkeeping requirements may require us to retain transaction and identification records for multiple years after a transaction. After applicable retention periods, we securely delete or anonymize information.
9. Security
We use administrative, physical, and technical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, and destruction. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security. If you have reason to believe your interaction with us is no longer secure, please contact us immediately using the details below.
10. Your Rights
Depending on where you live, you may have rights regarding your personal information, including the right to:
- Request access to the personal information we hold about you;
- Request correction of inaccurate information;
- Request deletion of personal information, subject to legal and regulatory exceptions (including BSA, IRS, and tax recordkeeping obligations);
- Opt out of marketing communications;
- For California residents, exercise rights under the California Consumer Privacy Act ("CCPA") and the California Privacy Rights Act ("CPRA"), including the right to know, delete, correct, and limit the use of sensitive personal information.
We do not sell or share personal information for cross-context behavioral advertising. To exercise any of these rights, contact us using the information below. We will not discriminate against you for exercising your rights.
11. Children's Privacy
Our services are intended for adults. We do not knowingly collect personal information from children under 16. If you believe a child has provided us with personal information, please contact us so we can delete it.
12. International Visitors
LCFAA operates in the United States. If you access our services from outside the United States, your information will be transferred to, stored, and processed in the United States under U.S. law.
13. Third-Party Links
Our website may link to third-party sites we do not control. We are not responsible for the privacy practices of those sites; please review their policies before providing information to them.
14. Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Material changes will be highlighted on the website.
15. Contact Us
Questions about this Privacy Policy or your personal information may be directed to:
Lipton Coins, Fine Art and Antiques
9478 W. Olympic Blvd, Floor 1
Beverly Hills, CA 90212
Email: info@lcfaa.com
Phone: 310-939-9399